ncfm login. Online Payment Procedure Candidates can make payment online by accessing their online NCFM login through the login page available under Education>Certifications>Online Register / Enroll. ncfm login

 
 Online Payment Procedure Candidates can make payment online by accessing their online NCFM login through the login page available under Education>Certifications>Online Register / Enrollncfm login  NCFM Module Examination Details Sr

Programme & Book & Material Fees. Certificate, NSE Academy Courses: Get the latest information about Certificate, NSE Academy Courses and more!We would like to show you a description here but the site won’t allow us. All advisors. The exact mechanisms of probiotics in the human body are not fully understood, but probiotic supplements are thought to improve IBS. Probiotics could benefit overall IBS symptoms improvement in North America. Login; Contact us; Contact us. Studies regarding the treatment of IBS with probiotics have not yielded consistent results, and the best probiotics has not yet been confirmed. E-mail: ncfm@ncfm. Registration Successful Screen and Candidate profile will be displayed as shown. Duration of MFD e-CPE is of three and a half hours approximately followed by test and feedback. We would like to show you a description here but the site won’t allow us. If you are a new candidate, please click on "Register" for fresh one-time registration. NCFM offers different modules for different roles. # Candidates securing 80% or more marks in NSDL-Depository Operations Module ONLY will be certifi ed as ‘Trainers’. NISM certifications cover mutual funds, derivatives, depository operations. Foundation of CapitalMarket Investing. Then, under Education click Certifications and start online registration or enrollment. Option Trading - NCFM Module. Traders, Review: NCFM (NSE’s certification on financial markets) workbook on Technical analysis Price Discounts Everything ! Technical Analysis is the science or an art of forecasting the direction of prices through the study of past market data, primarily price and volume. (You are required to provide GSTIN, if applicable to you. NSE – National Stock Exchange of India Ltd. GST Code. payload":{"allShortcutsEnabled":false,"fileTree":{"":{"items":[{"name":"BSE BCSM BOOK-new. Confidential COVID-19 Self Declaration Form The Health and safety of our community is of utmost importance and therefore it is mandated for the appearing candidate to submit the declaration of sound health. This site is best viewed with IE 8. specified by NSE Academy Ltd. In order to update addresses candidates need to access the link ‘Edit Profile’ available in their NCFM online login. Email ID: About Us Investor Relations Media Circulars Holidays Regulations Contact Us2. f. Easy to use. 82, Sector - 17 Vashi, Navi Mumbai - 400703 NISM Certification Helpdesk : +91-8080806476Three easy steps to enroll for testBoth Mr. 0. MyFPSBLearning. Sign in or Create an Account | CVSWe would like to show you a description here but the site won’t allow us. NSE India's website describes the NCFM modules as follows: Our NSE Academy Certification in Financial Markets, or NCFM, program is an online testing and certification program that tests the practical. a total of 8 case. Can’t access your account? Terms of use Privacy & cookies. Dr. Easy to use. e. Irritable bowel syndrome (IBS) is a brain-gut disorder characterised by chronic abdominal pain and discomfort that involves a change in the bowel habits and includes the absence of an organic pathological process. You can save up to 20% on one-time payments on our NCFM Certification Course 2021. Test your own strategies. Getting an NCFM certification involves knowing about the ncfm registration process, ncfm modules, and ncfm eligibility along with web the legal ncfm study material. 23 to 1. NISM/NCFM MODULE. ~:92 independent MCQs of 1-mark each and; 2 caselets with 4 MCQs in each caselet of 1-mark each (i. After verifying that Candidates have successfully completed the e-CPE Program, NISM shall issue a new Certificate for a period of three years. GSTIN will be mentioned on the invoice only if valid GSTIN is furnished at the time of registration. Successful candidates can also view their certificates online under the link ‘ Query/Report ’ available in their NCFM online login. ) How to make NCFM exam payment? Payment can be made online by accessing through online NCFM login. inNISM/NCFM MODULE. Instructions for appearing the Model Test: The question paper consists of objective type questions only. About Course. To select your answer, click on the radio button next to the alternative. The programs allow securities professionals to. NSE Academy FinTalent Portal for Candidates Candidates who are certified with NCFM can directly login into the NCFM portal and upload theirNCFM Contributor Steven Bond, CNN’s Barbie-Inspired “What is patriarchy?” Article is Feminist Propaganda August 8, 2023; NCFM Vice-President and President of NCFM Chicago, Barbie Movie July 29, 2023; NCFM Legal Adviser Eric Nelson, PhD. NISM, NCFM Exam Preparation Modules, Get Certified Online from the Comfort of your Home or Office. Equity Research Training. 60 minutes. 0,9. Harris claimed Cox had locked her inside one of the cabins and raped her against her will between Nov. The course is structured in such a way that it will help you understand the basic concepts relating to the financial market and. These are Multiple-Choice Questions (MCQ) based exams, most of them consisting of 60 questions, with 100 marks each. e. Your inbox is going places. org, or call 619-231-1909 or toll free 888-223-1280 (U. Gating an NCFM certification affect knowing about the ncfm registration process, ncfm modules, and ncfm fitness along with accessing this right ncfm study type. 2 Years Access to NSE Knowledge Hub. and Canada). We would like to show you a description here but the site won’t allow us. They studied a low-dose and a high-dose probiotic supplement containing 10 9 and 10 10 CFU of Lactobacillus acidophilus NCFM, respectively. Updated on: 09/01/2023. 5. (CFP Board), USA, organizes the CFP exams. (2008). in - 370201. Nassau County Fire Marshal Back-Office Administration Module. Option Strategies Mock TestForgot Password. NCFM certified individuals have attracted a lot of employers too in recent times. Our NSE Academy Certification in Financial Markets, or NCFM, program is an online testing and certification program that tests the practical knowledge and skills required to operate in the financial markets. Bangalore. We would like to show you a description here but the site won’t allow us. Currency Derivatives. How we can help. Please use for Fire Alarm Permit Questions only. Wrong characters entered for User ID . (CLICK THE LINK ABOVE TO WRITE ONLINE MOCK TEST FOR NCFM CMDM EXAM). provides Foundation modules, Intermediate modules and advanced modules. We are a gender inclusive, nonpartisan, ethnically diverse organization that effects civil rights reform through advocacy, education, outreach, services and litigation. Welcome to your account dashboard. We would like to show you a description here but the site won’t allow us. Financial Modeling Course. That is to say, it is necessary to enroll for the NCFM test. Welcome to NISM Certifications Registration Portal. Option Strategies Mock TestPatient Portal – Login; Providers; FAQ; Lawyer – Records Request; Pharmacy; Locations; Contact; Forms. Site Designed, Developed and Hosted by National Informatics Centre(TS),Hyderabad. 1700+GST. Email: NCFirePermits@nassaucountyny. Ringel-Kulka T, Palsson OS, Maier D, Carroll I, Galanko JA, Leyer G, et al. Sign in to view My Plan to check out all the exciting deals, upgrades and new plans for internet, TV and phone. NCFM provides a course outline. Privacy & cookies. When used with QGenda Advanced Scheduling, the software automates all department on-call schedules based on configurable rules and intelligence, enabling optimal coverage based on demand. This book is for libraries and the serious scholar. We would like to show you a description here but the site won’t allow us. forgot user id / password? Important update regarding NCFM examinations. Taking the Test. Candidate / Corporate Login Important update regarding NCFM examinations. However, Lyra et al. When he met with my husband and I, he took the time to review both of our histories and make suggestions for me as well, even though my husband was the primary patient. in: 103: 23 December 2023: NewDelhi: To register and enroll, click here: National Stock Exchange (India) Ltd. We would like to show you a description here but the site won’t allow us. Online Payment Procedure Candidates can make payment online by accessing their online NCFM login through the login page available under Education>Certifications>Online Register / Enroll. This six-month program provides a panoramic understanding of futuristic technologies like Digital currencies. CERTIFIED PROGRAME ON LIVE TRADING STRATEGIES. J Clin Gastroenterol. One in Three Campaign. shall not be available to make fresh payment/enrolment till 31-July-2020. OUR SUPPORT. About PASS 4 SURE. , North Coast Family Medical Group has grown over the past 40 years and has become one of the most recognized and respected practices in San Diego's North County. NCFM Wealth Management Course Structure Head Office : NISM Bhavan, Plot No. Advance Equity Research And Valuation Course. Technology development across global markets has necessitated a multidimensional approach for understanding the Importance of. In order to update addresses candidates need to access the link ‘Edit Profile’ available in their NCFM online login. Free Mock Tests. Ph: 9650746842,7006559176; Email: team@finladder. We are a gender inclusive, nonpartisan, ethnically diverse organization that effects civil rights reform through advocacy, education, outreach, services and litigation. We would like to show you a description here but the site won’t allow us. Free Mock Test NCFM NISM Certification . It means the server has already flush the headers to the client. Required fields are marked * Name *. All questions are prepared by certified NSE or NCFM person. Options Strategy NCFM Module – 3600/-Mutual Fund Distributors NISM -Series-V-A Course -1800/-Capital Market Course – 2700/-Equity Derivative – NISM Series VIII -4500/-Commodity Market Course – 2200/-Currency Market Course – 3000/-Investment Advisor Level 1 – 4500/-Mock Test. For Certification Examinations: email: certification@nism. Visit MODULE. We are a gender inclusive, nonpartisan, ethnically diverse organization that effects civil rights reform through advocacy, education, outreach, services and litigation. Stock Market Course For Professionals. Certification Examinations. Since 1977, NCFM has been committed to ending harmful discrimination and stereotypes against boys, men, their families and the women who love them. 3) Candidates who wish to make a fresh payment/ enrolment may do so by logging into their NCFM candidate login. And, it makes it easier by providing all the details in a stepwise manner. Certification in Derivative Analytics. Detailed step by step solutions are provided for the Excel workings. Fire Marshal Division Contact Information. Certification in Research, Trading & Advisory (E - CRTA ) Certification in Technical Analysis. NCFM Modules - Completing the NCFM fitting can lead to an NCFM certification that will preview learners for an career in finance. NCFM Online Registration System works best with IE version 6. Firstly, it is necessary to provide the updated address in an online NCFM profile. Choose from one of our business financing partners to apply for an educational loan with a 9-18 months repayment period. Little Miracles Happen Everyday! Start the family of your dreams at our fertility center serving Northern California for over 30 years. COURSE TYPE. National Stock Exchange (NSE) is the leading stock exchange of India, located in Mumbai, established in the year 1992, as the first demutualized electronic exchange of the country. This module has been prepared with a view to provide a comprehensive and in depth knowledge about mergers and acquisitions. Mode of Examination: The NCFM provides. 011-45646322 +91-9910300590 . Candidate / Corporate Login Important update regarding NCFM examinations. Agent Center LoginView Desktop VersionCommercial Vehicle Financing. SEBI Code 12345, 7 character username desired is 1B3D5F7. The NCFM passing percentage depends on the module you choose to appear for. PrepCafe provides NISM Mock Tests / NISM Practice Exams. Secondly, the NCFM registration number is unique and a candidate has to use the same NCFM registration number while enrolling for any module. The NISM covers interest rate derivatives, currency derivatives, depository operations, mutual funds foundation, etc. Career Opportunities. Fees: 25,000 INR + GST. Eligibility: Open to all with an interest in financial markets. Other related symptoms include abdominal distension, bloating, flatulence, diarrhoea, constipation, or a combination of. O. Julie Robinson, PA-C. The program has only one level that has been divided into two 3-hour exams. S. Online Payment Procedure Candidates can make payment online by accessing their online NCFM login through the login page available under Education>Certifications>Online Register / Enroll. for the benefit of students preparing for various examinations which include but not restricted to the area of finance. IMPORTANT INFORMATION ABOUT THE VALIDITY OF YOUR VISA FEEPassword Assistance. The NCFM program operates on our intranet and is administered through our designated test centers located across India. Online NSE Certified Capital Market Professional is a self-paced course that will equip you with theoretical and practical knowledge of the stock market. In case you want to change the answer click on any other desired alternative. NISM Mutual Fund Distributors Mock Tests ₹399; NISM Equity Derivatives Mock Tests ₹399; NISM Investment Advisor (Level 1) Mock Tests ₹399; NISM Investment Advisor (Level 2) Mock Tests ₹399; NISM Currency Derivatives. Get Certification validated online by NCFM Upload Resume Get recruited Cost free service 3. Web support: 1-877-304-1065. Workbook shall be issued only after making payment you will receive the payment confirmation email with workbook link to download the soft copy of study material Except for NISM / FLIP / FPSB modules, Compliance office broker module / Corporate Governance Module ) and you can also download the study material after logging into. 2% of the world’s population [ 1 ]. You must know that the validity of the NCFM test fees is revised from 180 days to 90 days from the date of receipt of payment. Based on Real-time questions. Getting an NCFM authentication require knowing about the ncfm registration processed, ncfm system, and ncfm eligibility together about web of right ncfm study. tested two different doses (10 10 CFU/D, and 10 9 CFU/D) of Lactobacillus acidophilus NCFM and reported that none of the outcomes showed a dose-response effect (Lyra et al. Learners will either get the NCFM modules pdf study material delivered on the registered email or they can use the e-library section by logging in to. Getting an NCFM certification involves knowing about the ncfm registration process, ncfm modules, and ncfm eligibility along with accessing to right ncfm study material. Step 2: ENROLL Candidate can enroll for any of the NISM Certification Exam by usingGetting an NCFM certification included knowing about the ncfm registration process, ncfm modules, and ncfm eligibility the with accessing an right ncfm study material. NCFM Product - Completing the NCFM modules can manage in an NCFM attestation that will preparation learners for a profession in finance. Currently, e-CPE for Mutual fund Distributors is available. Earn 5,000 Tier Credits after spending $5,000 in a calendar year 2. Find a Course- NSE Academy Courses: Get the latest information about Find a. It is free and openly accessible to everyone and is one of the largest financial education resources on the web. Online Payment Procedure Candidates can make payment online by accessing their online NCFM login through the login page available under Education>Certifications>Online Register / Enroll. Certifications. NSE is taking exams and provide certifications like NCFM Certification, NISM Certifications. 0, Firefox, Chrome, Opera at a resolution of 1024 X 768. Jyoti Bansal - If you want to make money in stock market, Technicall Analysis is the most demanded skill you must master, checkout the Technical Analysis M. Step #3. Payment can be made online by accessing through online NCFM login. 2. LAST REVISED: [9/20/2018] This NCM Associates Cookie Policy (the "Cookie Policy") describes the different types of cookies that are used in connection with the website owned and controlled by NCM Associates, Inc. QGenda serves more than 4,500 organizations and over 650,000 providers. We would like to show you a description here but the site won’t allow us. The NCFM covers trading, mutual funds, currency derivatives, interest rates, banking, etc. Teaming up with the NCSF has allowed our Fitness Team to obtain knowledge and skills far beyond that of the typical trainer, and allows us to provide superior training services to our members. Study Material. In the U. Login. If you are already registered with NISM Portal, please use your Email address and Password to login. Sign in to view your Fios Internet and TV plan. Getting an NCFM attestation involves knowing about an ncfm registration process, ncfm modules, and ncfm eligibility along from accessing the right ncfm study material. You can save up to 20% on one-time payments on our NCFM Certification Course 2021. And because sendRedirect () requires Location header to be added to the. WorkdayConnect with Us. Thus, NCFM certification is mandatory for professionals searching for a job in the. Technical Analysts (TA) don’t question the information that can affect. The teams behind PASS 4 SURE has decades of experience in the financial and stock markets and have succeeded in preparing practice question banks which will help you to not only to pass the exams easily but also get good. Exam Vendor. in: 102: 23 December 2023: Lucknow: To register and enroll, click here: National Stock Exchange (India) Ltd. (Source: NSE India) In short, NCFM is an online testing and certification program to maintain a higher level of excellence in finance personnel. Depends on the certification and level. Sign in with Facebook Don't have an Account? Register Now! Login at Intelivisto to gain access to practice tests, world-class course materials and schedule for customizable. D. Sign upUrgent Information For Visa Applicants. PrepCafe is an online examination preparatory portal providing free and paid mock tests, study material, e-learning content, etc. Some of the NCFM exam procedures include: Making Payment. co. This work contains a listing of over 1,000 English-language books with a complete synopsis of each work. Introducing the new AT&T Mail. One account. We are a gender inclusive, nonpartisan, ethnically diverse organization that effects civil rights reform through advocacy, education, outreach, services and litigation. Welcome to NISM Certifications Registration Portal. RARE Academy is FPSB India Authorised Education Partner For CFP (Certified Financial Planner) Certification Training. Division Supervisor: Captain Gary W. Binomial Model for American Options E. com. There is NO negative marking. Mostly the passing rate is between 50% to 60. 3. 204, Trade Center, 2nd Floor, Near Hotel Adina Palace, Station Road, Valsad -396001 Gujrat Palanpur 2nd Floor,. Burnout, turnover, and labor shortages are at record levels, and. 1_Jan_2020. Free Online mock model test papers available with complete question bank for NCFM and NISM modules examination certification of NSE and SEBI certificate courses. COURSE TYPE. Please review the information below before scheduling or attending a visa-related appointment. If a need for in-depth therapy is established a fair rate for therapy can be worked out. We are a gender inclusive, nonpartisan, ethnically diverse organization that effects civil rights reform through advocacy, education, outreach, services and litigation. Index Trading Strategies Course. It’s called “Financial Markets-A Beginner’s module”. NSE Academy Ltd. org. 1. Rewards Terms & Conditions. We would like to show you a description here but the site won’t allow us. Moreover, NCFM registration number is unique and a candidate has to use the same NCFM registration number while enrolling for any module. Credit Rating Structured Obligations Yield Spread & Changes in Credit Risk Financial Statements: Analysis & Projections for Equity A. Single Period Binomial B. This question bank has. Covers 2 NCFM Modules – Investment Analysis and Portfolio Management & Equity Derivatives. NISM is engaged in developing excellence in regulatory practices among regulators and market participants, both domestic and abroad. Options Strategy NCFM Module – 3600/-Mutual Fund Distributors NISM -Series-V-A Course -1800/-Capital Market Course – 2700/-Equity Derivative – NISM Series VIII -4500/-Commodity Market Course – 2200/-Currency Market Course – 3000/-Investment Advisor Level 1 – 4500/-Mock Test. Smithing. Particular combinations of probiotics, or specific species and strains, showed probiotics have beneficial effect on overall IBS symptoms (22 studies, n = 3144, RR of improvement in overall IBS symptoms = 1. All tests are of 60 questions each. This is an important public case which might be. To select your answer, click on the radio button next to the alternative. NCFM National headquarters building San Diego, California. Candidates are requested to please ensure that they collect the same before leaving the test centre. , from which you are accessing this Cookie Policy (the “Site”). And, candidates have to use the same NCFM registration number during the module enrollment. European Call Option B. OVERVIEW COURSE OUTLINE COURSE OFFERING ELIGIBILITY BENEFITS. * User Id. About MyNSE Portfolio Manager. Pursuant to the recently notified SEBI (NCS) Regulations 2021, in-principle approval of the Exchange/s for listing of non-convertible debt securities has been made mandatory. NOTE: NCFM is a volunteer organization with no salaried staff; hence, we cannot respond to all requests for information and assistance, although. Dividends D. Then, under Education click Certifications and start online registration or enrollment. For every question, you will find four / five alternative answers. Discontinuation of NISM-Series-III-B: Issuers Compliance Certification Examination w. Content Owned,Mainitained and Updated by Department of Agriculture, Goverment of Telangana. NCFM – Ernest G. Step #2. Note: if you do not see your city listed below and would like to start a group meeting near you, please send e-mail to ncfm@ncfm. Password. NSE, through its modern, fully automated screen based electronic trading system was able to easy the trading facility offered to its participants. We have checked all the links and provided in the list. And, this makes it easier by providing all the details in a stepwise manner. For those who have not given any Module of NCFM tests before. Login Register Login Register +91 98 705 10511 [email protected] Login Register; Menu Login Register; Home. We would like to show you a description here but the site won’t allow us. The minimum benchmark requirement for working in the Indian Stock Market is to have passed these examinations. This certification program is suitable for beginners who want to learn. This is an absolute basic certification for those who wish to either begin career in the financial. Currency Market Trading Strategies. Gurugram. comFinlatics is one of India's leading and most well reviewed work experience platforms that helps students experience domains like financial markets, portfolio management, equity research, investment banking, private equity, venture capital, data-driven decision making & entrepreneurship as a highway to their careers. 32. Market Risk Module. There are a number of modules, so there’s something for everyone from any educational background. co. Tel No : 033 4040 0400. (Password must be atleast 12 characters & must be contain number and special character. These are more than 50 modules of NSE some are of NCFM mock test series. NSE Academy. It has been endeavor of NSE Academy to spread knowledge about financial market as widely as possible. NSE India (National Stock Exchange) - LIVE stock/share market updates from one of the leading stock exchange. Aim: To determine the effects of Lactobacillus acidophilus NCFM on irritable bowel syndrome (IBS) symptoms and quality of life (QoL). More Details. Candidates are requested to please ensure that they collect the same before leaving the test centre. By enrolling for the NCFM certificate examination, the candidate/s agree to abide by the Policy on Unfair means, Cheating, Forgery, Impersonation etc. Research Analyst Course. Investment Analysis And Portfolio Management Exam Questions are in multiple choice format. # Candidates securing 80% or more marks in NSDL-Depository Operations Module ONLY will be certified as ‘Trainers’. Options Strategy NCFM Module – 3600/-Mutual Fund Distributors NISM -Series-V-A Course -1800/-Capital Market Course – 2700/-Equity Derivative – NISM Series VIII -4500/-Commodity Market Course – 2200/-Currency Market Course – 3000/-Investment Advisor Level 1 – 4500/-Mock Test. NCFM Certification & NISM Certificate Exams tells you how to become. NSE was the first exchange to have received an in-principle approval from SEBI for setting up currency derivative segment. This platform has been designed to help customers effectively operate and manage security devices, including network cameras, NVRs, DVRs, security control panels, access control devices. One can register for the NCFM through: Online mode by creating an online login id through the link ‗Education‘>‗Certifications‘ >‗Online Register / Enroll‘ available on the website an NCFM professional implies knowing about and ncfm registrar process, ncfm modules, or ncfm eligibility along with accessed the well ncfm study material. NCFM provides a course. 11-13, 2015. We are committed in spreading Financial Awareness and CFP Certification. SafecoCertification Examinations. However, candidates must know that the exam fees validity is now changed from 180 days to 90 days. NCFM ID ( What is it?) OR (You can enter 123 instead of NCFM-0000000123) User ID OR : PAN No. Getting can NCFM authentication involves knowing about and ncfm registration process, ncfm choose, and ncfm site along with entry who correct ncfm study material. , 2016). Maximum 6 successive attempts are allowed for selection of the correct code, post which the login will be blocked. It will walk you through the steps of finding and analysing companies, determining ideal entry and exit points, calculating the risk of a stock investment or trade, and understanding the. Background: Recent data suggest a role for the intestinal microbiota in the pathogenesis of functional bowel disorders (FBDs). 304 &305 GCP Business Center. ac. Head Office : NISM Bhavan, Plot No. NCFM. Derivatives. The NCFM covers trading, mutual funds, currency derivatives, interest rates, banking, etc. Investment Analysis and Portfolio Management. We are logging you into your account. . 0 and above. Application of the NCFM for Atucha NPP at different core power levels and the case of SB-LOCA was considered by Cherubini et al. Monday saw the official launch of the next ten-year National Plan to End Violence Against Women and Children (2022 to 2032). About False. The Financial Planning, Banking and Investment Management course will help hone your skills in Financial Planning, Investment and Wealth Management, Financial Instruments & Communication skills. On September 21, 2022, the DAC-IPAD Committee held another meeting, and heard testimony from former Air Force Major Clarence Anderson. The pathophysiology of IBS is not clearly. 5, CI 1. 82, Sector - 17 Vashi, Navi Mumbai - 400703 NISM Certification Helpdesk : +91-80808064766. Head Office : NISM Bhavan, Plot No. Get started . The schedule of. NCFM Counselor David Lubofsky, Ed. All details like Full name, date of birth, email id and contact nos. Modelling a variety of Financial Data. Online Payment Procedure Candidates can make payment online by accessing their online NCFM login through the login page available under Education>Certifications>Online Register / Enroll. Result for CAIIB/CAIIB Elective September 2021 Examination. 60 minutes. Log In to Your Account. However, for updating addresses candidates need to access the link ‘Edit Profile’ available in their NCFM online login. Register today!. Major Anderson was falsely accused, wrongfully convicted, and incarcerated for sexually assaulting his wife during a contentious divorce and child. Get Certification validated online by NCFM Upload Resume Get recruited Cost free service 3. 5 Rating Rs 1990. Established and Managed by Professionals in the Financial Services Industry with more than a. System Requirements: Internet Explorer (IE) : IE8 and above Operating System: Windows 7 and above 4.